Grid Pattern

Grid Pattern

Payments

Move money globally

Send and receive in 50+ currencies with real-time FX rates.

Send and receive payments in 50+ currencies with competitive FX rates and near-zero fees. Batch payments, scheduled transfers, and stablecoin on/off ramps — all in one place.

Transactions Interface

Payments

Move money globally

Send and receive payments in 50+ currencies with competitive FX rates and near-zero fees. Batch payments, scheduled transfers, and stablecoin on/off ramps — all in one place.

Transactions Interface

Send and receive worldwide

Initiate payments in any supported currency with real-time FX rates. Track every inbound and outbound transfer in a unified view.

50+ currencies

Real-time FX rates

Batch payments

Scheduled transfers

Stablecoin rails

Transactions

Date	Description	Amount	Category
Sep 10	Office Supplies Co.	-45,20 kr	Office Supplies
Sep 10	Cloud Services Inc.	-89,00 kr	Software
Sep 09	Freelance Payment	+1 200,00 kr	Income
Sep 09	Marketing Agency	-350,00 kr	Marketing
Sep 08	Software Subscription	-24,00 kr	Software
Sep 08	AWS	-1 820,50 kr	Infrastructure
Sep 07	Stripe Payment	+2 450,00 kr	Income
Sep 07	Figma	-225,88 kr	Office Supplies
Sep 06	Webflow	-176,36 kr	Software
Sep 06	GitHub	-44,00 kr	Software
Sep 05	Notion	-120,00 kr	Software
Sep 05	OpenAI	-89,50 kr	Software
Sep 04	Vercel	-299,00 kr	Infrastructure
Sep 04	Adobe	-649,00 kr	Software
Sep 03	Client Invoice	+8 500,00 kr	Income

Automatic reconciliation

Payments are automatically categorized, matched, and reconciled across currencies so your books stay clean without manual work.

Auto-categorization

Multi-currency matching

Smart rules

FX gain/loss tracking

Accounting export

Receipt matching

Transactions

Your entire treasury, one platform

Multi-currency accounts, global payments, FX, yield, hedging, and invoicing — connected in one system.

Assistant

AI treasury intelligence

Insights

Real-time cash visibility

Payments

Global transfers

Invoicing

Multi-currency billing

Treasury

Yield, hedging, and FX

Less admin. More focus.

Buffer removes manual work so you can spend time on what actually matters.

Chasing receipts

45 minutes per week

Receipts arrive late, get lost, or need follow-ups.

Cleaning transactions

1 hour per week

Categorizing, fixing duplicates, and making numbers line up.

Preparing invoices

1–2 hours per week

Creating invoices, checking payments, and answering questions.

Explaining the numbers

1 hour per week

Pulling data together and explaining what changed and why.

Preparing invoices

1–2 hours per week

Creating invoices, checking payments, and answering questions.

As things add upWhat changes

What disappears over timeGet your time back

Manual work caused by disconnected tools.Buffer handles the busywork so you can focus on running the business.

As things add up

What disappears over time

Manual work caused by disconnected tools.

Accounting Icon

Ready for accounting, without extra work

Receipts, invoices, and transactions stay organized automatically so your books are always ready when you need them.

Transactions from 25,000+ banksTransactions from 25,000+ banks are categorized and reconciled automatically

Receipts pulled from email and uploadsReceipts and invoices are pulled from email and payments, then matched to transactions

Clean records across all connected accounts

Taxes tracked per transactionTaxes are tracked per transaction

Ready to export to your accounting systemExport-ready for your accounting system

Learn more about pre-accounting

Built alongside our users

Every feature is shaped by the people who use it every day.

View all customer stories

Free forever.

Buffer

Everything you need, completely free

Free

No credit card required

•Everything in Starter

•10 banks · 50 invoices/mo · 100GB storage

•Custom transaction categories

•Invoice templates

•Customer portal

•Advanced AI insights

•Shareable report and document links

•API and MCP

•Priority support

Open an account

Best for getting started

No setup fees